The current rate of interest that I am paying is X% while the other banks are offering at Y% rate of interest. I want you to consider reduction in rate of interest of my current home loan if I must continue my home loan with your bank.
I found that other reputable banks are also giving home loans at a lower rate of interest in comparison to your bank. Recently, I have been getting offers from other banks like ICICI and HDFC for transfer of my current home loan at a lower rate of interest. I would also like to mention that I have been an upright account holder in your bank since the past 10 years with a good transaction record. I took this loan last year for the purchase of my new house and have been paying all instalments at the specified dates. 30 lacs in SBI Bank account number: XXXXXXXX. The ending – End your letter with a proper salutation such as ‘Sincerely’ or ‘Respectfully’ and add your official name and signature.Sample letter to bank for Lowering interest rate.Always summarize by thanking the recipient for their cooperation. Then, indicate the urgency of the matter and request a speedy response. Remember to introduce yourself first, then state why you are writing. It should explain your request clearly and concisely. The body – This is the content of your letter.Last Name.’ avoid using ‘to whom it may concern’ as it may come off as impersonal. Salutation – You can use ‘Dear sir/madam’ if you don’t know the manager’s name.It should be one line and give as much information as possible about the contents of the letter.
You can write ‘To Bank Manager’ if you don’t know their name. In most cases, a request letter is written to the bank manager. Recipient Address – Your message should begin with the recipient’s name, job title, and complete bank address.However, a basic request letter for a bank statement should follow the following format: There are many ways to draft a request letter. What to Include in Your Request Letter for a Bank Statement
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